Insurance Requirements
The following minimums must be maintained and shown on a certificate provided to Andrus & Associates Lighting Design & Consulting, INC.
Commercial General Liability -
Occurrence Form
General Aggregate $,2000,000
Products - Comp/Ops $1,000,000
Pers & Advt Injury $1000,000
Each Occurrence $1,000,000
Automobile Liability -
Combined Single Limit $1,000,000
Owned Autos
Hired Autos
Non-owned Autos
Automobile Physical Damage (Comprehensive & Collision for Hired Vehicles), on a blanket basis to any vehicles provided by
Workers Compensation
As statutorily required
Property Coverage *
Replacement Cost Coverage on all Equipment Rented from Andrus & Associates Lighting Design & Consulting, INC
In addition to the foregoing this Certificate must contain: a 30 day Notice of Cancellation (minimum)
Additional Insured wording Andrus & Associates Lighting Design & Consulting, INC
IS ADDED AS ADDITIONAL INSURED UNDER GENERAL AND AUTO LIABILITY AND AS LOSS PAYEE UNDER MISC. EQUIPMENT WITH RESPECT TO EQUIPMENT RENTED BY THE NAMED INSURED.*Note: The limit of insurance for property is usually written on a per occurrence basis with a co-insurance requirement. It is essential that the limit of property coverage you carry equal the TOTAL of all the equipment. If your coverage is inadequate you will be responsible for the difference between the covered amount and the actual loss. This will be in addition to any applicable deductible.