Insurance Requirements

The following minimums must be maintained and shown on a certificate provided to Andrus & Associates Lighting Design & Consulting, INC.

 

Commercial General Liability - 

Occurrence Form 

General Aggregate $,2000,000

Products - Comp/Ops  $1,000,000

Pers & Advt Injury $1000,000

Each Occurrence $1,000,000


Automobile Liability -

Combined Single Limit $1,000,000

Owned Autos 

Hired Autos 

Non-owned Autos 


Automobile Physical Damage (Comprehensive & Collision for Hired Vehicles), on a blanket basis to any vehicles provided by

Workers Compensation
As statutorily required 

Property Coverage * 

  • Replacement Cost Coverage on all Equipment Rented from Andrus & Associates Lighting Design & Consulting, INC

  • In addition to the foregoing this Certificate must contain: a 30 day Notice of Cancellation (minimum)

  • Additional Insured wording Andrus & Associates Lighting Design & Consulting, INC
    IS ADDED AS ADDITIONAL INSURED UNDER GENERAL AND AUTO LIABILITY AND AS LOSS PAYEE UNDER MISC. EQUIPMENT WITH RESPECT TO EQUIPMENT RENTED BY THE NAMED INSURED.

  • *Note: The limit of insurance for property is usually written on a per occurrence basis with a co-insurance requirement. It is essential that the limit of property coverage you carry equal the TOTAL of all the equipment. If your coverage is inadequate you will be responsible for the difference between the covered amount and the actual loss. This will be in addition to any applicable deductible.